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Conquering Fear During a Sudden Crisis

Conquering Fear During a Sudden Crisis

Anya is new to the solo lifestyle. She has been living in her apartment now for four months. She is an hourly worker (an involuntary part-time worker) that struggles to make ends meet. She was working two jobs – one job she liked the industry and the other job she disliked. She was delighted when the job that showed potential offered her more hours. She could work one job and let the other one go. That’s when events took a turn for the worse.

Without warning, the company let her go. Anya was angry; this company knew she worked two jobs. She didn’t understand why they would offer her more hours, allow her to quit her second job, and then fire her. She called her friend Maria for support.

Anya: Why? This isn’t fair! I didn’t do anything wrong! They knew I had two jobs. Why would they wait until I quit my second job and then fire me for no reason? I know that the only thing that matters is finding another job. I’m trying hard not to freak out, but…

Maria: I’m so proud of how much you’ve grown. Yes, not too long ago, you wouldn’t be holding it together like you are now.

Anya: I am unemployed. After I pay my rent, I have no income or savings. I’m not going to make it.

Maria: It’s funny because I was thinking about you the other day. When I was your age, I used to be exactly the same. Sometimes, in the middle of succeeding, I would convince myself that I was failing miserably.

Anya: I am failing! I can’t fix this in 30 days! I have nothing!

Maria: That’s what you said about finding an apartment, but you found one in 30 days. Remember when we talked about that book, The Power of Now? You are terrifying yourself with nasty images of things that might happen but are not happening now. So let me tell you what is happening right now:

  • You took the brave step to live on your own.
  • You have paid your rent for 4 months.
  • You’ve successfully lived on your own for 120 days.
  • Your fridge is full.
  • Your utilities and insurance are paid.
  • You have your own transportation.
  • Your gas tank is full.
  • You’re in a new relationship with a man who loves and supports you.
  • You have the support of family and friends.
  • Even in this economy, it’s never taken you more than 30 days to get a job.

Don’t you see? You are succeeding. Think about it. Mathematically, all you achieved shouldn’t have been possible on the low wages you’ve received, but it has. Every bill has been paid, and every financial challenge has been met.

Anya, financially, you are a miracle in motion. You don’t know what will happen in 30 days, but RIGHT NOW, you have everything you need. Focus on that.

Anya: Wow, you’re good at this.

Maria: You don’t have to get up early tomorrow to go to the job that causes you stress. Put on your favorite jammies, prepare a great meal, and put on your favorite show. Play the game today, so you can create your own game tomorrow. Relax, open your laptop, and start applying for jobs.

Anya had laughter in her voice when she said, “Yeah, I think I will.” She is struggling with keeping her focus. The more she practices and brings her mind into the space of Now, the easier it becomes.

This is a baby step to The Power of Now. If someone is in a state of fear and they don’t know how to meditate, telling them to shut off their mind won’t work. For Anya, learning to focus on Now gave her peace. She can look for a job without spiraling into anger, depression, or fear.

THIS ISN’T GOING TO WORK FOR ME –
I’M GOING TO FAIL AND LOSE EVERYTHING!

OK, let’s deal with that. Maria has “failed.” Why do you think she can teach Anya? It’s because she’s been there firsthand. At 50, Maria lost her job and got evicted from her home.

She was angry, humiliated, and terrified. Why? Maria had an image of herself as a superwoman. She was too proud to ask for help, she was afraid of what other people would think, and she made many mistakes that led to her eviction. She stayed in complete resistance to her reality.

Maria spiraled. At that point, she did what many people do. She jumped into “positive thinking” like it was a magic wand that would wave away all her troubles. One night, she woke and knew this battle was lost. She could prepare to move or resist to the end and have the police come and set her things out on the lawn. She went with the former; it was a good choice.

When she stopped resisting, everything she needed was provided to move from her home. It was awful. She blamed God for not showing up and saving her. Over the coming weeks, she had to admit this had nothing to do with God. She made choices that were 100% ego-driven. She lost that battle and went on to find a new job and a new place to stay in less than 90-days.

With an eviction on her record, she was able to find a place to stay. In six months, she paid what she owed on the eviction to clear her debt. It took three years before she was able to move back to the neighborhood she loved.

Chance and circumstance happen to us all. No one leads a charmed life immune to challenges.

  • Michael Jordan’s father was murdered
  • Martha Stewart went to prison for five months
  • Johnny Depp had financial and marital troubles
  • Halle Berry married an alleged sex addict who was repeatedly unfaithful
  • Jim Carrey and Halle Berry were both homeless before becoming celebrities
  • Oprah was sued in a public format that lasted for six weeks

We admire people like this not because they lead charmed lives; it’s because when adversity shows up, they take the hit and bounce back. That’s what makes them (and you) a superwoman/superman.

There is a possibility that you will not get your finances together in time to save your home. OK, what do you do now? Are you ruined? Is your life over? No, that’s what your ego is telling you. The truth is you had a setback. If you stay fixated on situations that are out of your control, you disempower yourself. Empower yourself by asking, “What CAN I do right now?” Then, get to work.

Paraphrasing Eckhart Tolle, life isn’t here to make things easy. It’s here to challenge you so you wake up.

Stay tuned to find out what happens next with our young friend, Anya.

Do you have a question or concern? Do you have a technique that helps you through stressful times that you want to share? Please post it below.

Book Review: The Power Of Now

Book Review: The Power Of Now

Book Review

eckhart tolle’s

The Power of Now

Spirituality, Psychology

Living on your own can be exhilarating. It’s empowering to control and create your own life choices. Sometimes, it’s a double-edged sword. When times are tough, we worry. We find ourselves lying awake at 3:00 a.m., wondering, “What’s going to happen to me? Will I make it through this rough patch? I’m in trouble; what am I going to do?!”

If you’re not careful, panic and fear take over, and you drown in a sea of “one damn thing after another.” The Power of Now is a roadmap that can lead you out of pain and suffering.

The Power of Now is set up in a Q & A format. It explains the origins of pain, fear, and suffering. It gives you actionable steps to transform dark moments into a state of clarity that will lead you to your path of peace.

There is a reason this book has sold 5 million copies, and Eckhart’s YouTube Channel has 1.5 million subscribers – his teachings work.

Post-pandemic, I was searching for a job. It’s baffling, but it became harder to find a job during The Great Resignation. As I was running out of money, I would lie awake wondering how I would find a job while fighting sexism, racism, and ageism. I had images of living out of my car in a couple of weeks!

Eckhart’s teachings worked. I was able to calm my mind, find clarity, find peace, and find a job. The Power of Now has changed the lives of millions.

During an interview, Oprah said, “It [The Power of Now] is always by my bedside. No matter where I am, I carry it with me”. Oprah is one of the world’s most powerful solo dwellers. She sees the power in this book. Once you read it, I hope you will too.

Eckhart Tolle is a teacher who walks the walk. He has experienced pain, suffering, and homelessness. His book, The Power of Now, is a tool that will help you on your spiritual journey.

Paperback: 236 pages
7 CDs: 7 hours and 30 minutes
Audio Download 7 hours, 30 minutes

Yes, the book is available on Amazon, but I am linking to Eckhart’s website. If you don’t feel this book is for you, you may find something on his site you find helpful. The Savvy Solo doesn’t receive a commission; we have no affiliation with Amazon or Eckhart Tolle.

From Overwhelmed to Overcomer

From Overwhelmed to Overcomer

Did you know that being stuck and being trapped are two different things? Maybe you don’t like your job. You feel stuck because the opportunity you’re looking for hasn’t arrived. “How do I endure this soul-sucking job until I find something else?” you ask. You work on what you can change right now. Read Maria’s true story of overcoming conflict and staying out of spiritual traps.

It was a good day

Maria had a great life. She was a manager of a leasing consultant firm, allowing her to live in a luxury apartment complex at a deeply discounted rate. She received quarterly bonuses that she used to buy lavish gifts for herself and her family. Life was perfect.

The honeymoon phase of a cycle is where people are the most complacent because they think it will last forever. The part of you that worries incessantly is quiet. This is the easiest time to exercise your spiritual muscle. Financially, this is a time to save for a rainy day. 

Practice patience when life hands you little inconveniences like being stuck in traffic. Start a journal of positive actions. This is the best time to learn meditation and advance your spiritual practices. Here are some teachers that share different processes of dealing with troubled times.

Making mountains out of molehills

Maria likes the freedom that money provides. However, she fixated on minor annoyances. Her boss is too demanding. Her team is always scamming ways to get out of work. The residents were constantly complaining over things that don’t make sense. “Sir, everyone’s apartment is white; you cannot paint the walls black.” Ma’am, we have no proof that your neighbor is stealing your paper. You can call the corporate office, but you can’t sue us because we won’t hire a private investigator.”

Maria is a person that struggled with negativity in her past. It’s easy to focus on good things when everything is going well. It’s a little more challenging at this stage. This is where the negative part of your brain wakes up. It’s trying to take hold of your thought process. 

Unfortunately, Maria doesn’t have a spiritual process that helps her deal with troubled times. She tries to suppress her negative feelings. Feelings always find a way to come to the surface. The more Maria complains, the more Maria finds to complain about. Her suffering is taking a life of its own and picking up speed.

Out of the frying pan and into the fire

Maria despises her job, and it shows. She is constantly battling her bosses. She has a high employee turnover rate. Her staff isn’t well-trained, so they cannot fill their housing quotas.

The quarterly bonuses stop coming. To Maria’s surprise, she got fired. She is no longer  an employee, so her rent immediately goes to market value – $2,200/month.

Maria didn’t make the best choice; she made a desperate choice. She really doesn’t want another job because she can’t stand the thought of encountering another “toxic culture.” Instead of facing her issues (dealing with conflict, life’s curve balls, and challenging people), she looks for the easy out. She hastily comes up with a plan that sets her up for failure. “I’ll be my own boss; I’ll do gig work,” Maria says. She signs up with one of the large share-ride companies, even though her instincts told her it was a mistake.

Maria is stuck in a negative loop. She is stuck because she is creating the loop. Maria tries to bring peace by controlling the uncontrollable (other people). The only way she can eliminate her suffering is by changing herself.

Be careful of the spiritual trap 

Her idealization of gig work was lost when she picked up her first passenger. Maria was an introvert who loathed driving. The share-ride experience rolled up everything she hated most in one job. Maria quickly realized that working for this company 24/7; still won’t cover her rent. It took less than a month before every credit card she had was maxed out; she was in trouble.

Should she pray? When we feel powerless, it’s comforting to think that something bigger than us controls our lives. That’s the Achilles’ heel of prayer. You put your power in someone else’s hands, which means you’ll never find your power. Now, Maria is trapped because she believes someone else is holding her in a bad situation (or unwilling to help her get out of it).

From a state of worry and lack, Maria dives into concepts like The Work, Mindfulness, and The Power of Now.

Because Maria has never practiced calming herself, she can’t quiet her mind. She explodes in rage and screams…

I could give a flying fig about this superstitious BS. God help me! I need money now!

On the first of the month, Maria received her eviction notice.

Maria starts looking for a job. She seeks organizations that can offer rent relief. In desperation, she sells a ring she’s had since she was a teenager and looks for things in her home that she can sell to come up with her rent money.

It’s too late. Calm settles over Maria as she accepts that this battle is lost. She makes plans to move on.

Hindsight is 20/20

Maria lives in her parent’s basement. It took her less than 90 days to find a job and move out of her parent’s home. After almost a year of soul searching, she was ready to take responsibility for her mistakes.

  • When Maria had a job, she lived beyond her means, lived off credit cards, and didn’t put away a percentage of her salary into savings.
  • She asks herself if her perceptions of her “toxic” work environment were real or imagined.
  • She knew in her gut that the shared ride was a bad idea on many levels.
  • Most people who live solo life are fiercely independent. They think they have to do it all, or it’s a sign of weakness.
    • She was too proud to reach out for help.
    • She wouldn’t apply for unemployment.
    • Her ego was bruised, which is the reason she didn’t look for another job.
    • She waited too long to look for a job that would cover her bills.
    • She was embarrassed to admit her setback.
    • She was too proud to ask her family and friends for help.

When we’re suffering, it’s challenging to see the reality of our situation. When Maria screamed, ” God help me! I need money now!” she wasn’t really looking for money. She was looking for what she thought money would bring her – peace.

Did Maria live happily ever after? Yes and no. Maria found a job that paid her bills. She realized until she found the opportunity she wanted; she would have to learn to make peace with where she was right now. The apartment she is living in isn’t the ideal place, but for now, she accepts that this is her home.

She faced three of the toughest years of her life. She reached out to a therapist for help. She embraced her life and learned to overcome uncomfortable situations instead of resisting them.

The Cycle Continues

Maria accepted a job making more money than she’s ever had in her working career. She paid off her debts and moved into a stunning apartment she loved.

Maria finds herself in the honeymoon phase again. Her spiritual journey over the past three years will help her overcome obstacles quicker when they return.

“God” is not a magic genie here to solve our problems, and spiritual maturity does not absolve us from the hardships of our mundane life. Don’t run from or resist difficult times; embrace them. Our spiritual practice helps us navigate difficult times without experiencing the extreme suffering we cause ourselves. Suffering is the spiritual teacher that transforms us from victims to victors.


Welcome to the Empowered Ethos. Learning your path to spiritual maturity and using spiritual principles to solve practical challenges. The empowered ethos is a marathon, not a sprint. It’s doing the hard work to change our lives for the better.

If you think you may hurt yourself or attempt suicide, call a Crisis Counselor, the Suicide Prevention Life Line, or dial 911 immediately.

The Solo Adventurer – Living the life that others only dream of

The Solo Adventurer – Living the life that others only dream of

Many people who live alone are missing out on the joys of solo life because they are afraid to do activities alone. In three interviews, we give you 50 years of experience from solo adventurers who live life on their terms. We interviewed a private investigator who is a solo traveler with some great tips on staying safe. We also interviewed a veteran solo diner and solo adventurer who experienced a unique activity for the first time.

Meet Brenda – a solo dining veteran

Brenda is a Savvy Solo in her late 50s who has enjoyed solo dining for 3 decades. She will give you a new perspective on dining alone.

Q: Why do you dine alone?

Brenda: Simple, I love to eat! There are so many cuisines to experience. I get to do what I want without worrying if the person I’m with is having a good time. Have you ever dined with someone who misses the point of the dining experience? It will suck the joy out of the experience.

Dining is an experience. Most people don’t get that. If you want to have three appetizers – do it. If you don’t like your entrée, send it back or buy another. Do you want to try two desserts to see which one you like best? Have at it!

Have you ever dined with someone who makes more or less money than you? You worry if your dinner companion can afford it. If you eat with someone that makes more money, they may suggest a restaurant you can’t afford. Now, the focus is on paying the bill. You miss the beautiful experience of what dining should be. I don’t have to meet another’s expectations when I dine alone.

Q: Aren’t you lonely when you dine alone? 

Brenda: I am never alone – unless I want to be. I’ve been dining alone since my early 20s; wherever I go, someone interesting always crosses my path.

I once hopped on a train for my birthday and went to Chicago to dine at the Cheesecake Factory (there wasn’t one in Michigan then). I took a cab and had a great conversation with the driver. I went to the Navy Pier, where I met someone. We talked and exchanged numbers.

When I arrived at the Cheesecake Factory, I sat at the bar, had a drink, and ordered my meal. A woman came and sat next to me. We had a lovely conversation, ate a meal, and went our separate ways. The train attendant flirted with me on the train ride home and offered me a free drink. It was perfect. It was adventurous.

Q: Did you feel unsafe when you’re alone?

Brenda: As my story illustrates, the Universe always puts someone in my path that helps me or has something to teach me. Staying in a crowded, well-lit environment is one of the first safety rules I learned as a girl. What place is more crowded or well-lit than a restaurant? As a woman, I never doubt my instincts. If my gut tells me, “no, don’t do it,” I’m out. No questions asked.

Q: Does it make you feel ashamed to eat alone?

Brenda: Quite the opposite; it made me feel empowered. I am “the fool that rushes in where angels fear to tread.” Some take the word fool as a negative connotation. The fool is actually the person at the beginning of the journey which has no inhibitions or preconceived notions and is unconcerned with what others think. I am unique and refuse to be bound by the stereotypes of others. I like that.

Q: What do you do with yourself when you dine in public?

Brenda: I see what others are eating and ask if it whets my appetite. I watch waiters interact with others. I listen to live music if it’s available. I savor every moment my five physical senses can muster during the exquisite meal. If you bury your head in a book or cell phone, that’s not experiencing; that’s hiding.

Dining alone makes most people uncomfortable because it makes them feel vulnerable and exposed. They wonder how others judge them. Newsflash: other diners are not thinking about you.

I don’t say this as a slight, but people are self-absorbed – they are not wasting time thinking about you. If you see two or more at a table, they are thinking about their date, business deal, or how they come across to others, the last thing on their minds is you.

Q: What would you say to those who want to dine alone but are afraid to try it?

Brenda: Do you go grocery shopping or to the post office alone? You are in public by yourself every day. It’s just that when you go to dinner or to the movies, it’s something society says you’re not “supposed” to do alone. That’s bull! Do not let stereotypes hold you back. What happens if you base your actions on what other people think? In that case, a lifetime of joy, opportunities, and experiences will pass you by.

Meet Cristina – a first-time solo concert enthusiast 

Cristina is in her mid-thirties. For the first time, she decided to go to a concert by herself.

Q: Why did you go to a concert alone?

Cristina: I really wanted to see this artist. My desire to see this artist was stronger than my fear of going to the concert alone.

Q: As a female, were you afraid to go alone?

Cristina: Yes and no. I wasn’t afraid because the concert hall was crowded, and security guards and police officers were everywhere. There is always a possibility that something terrible could happen, but you can’t let that stop you from living. Besides, the crowd is so thick in a concert hall no one can tell if you’re alone or with the people sitting next to you. So, I felt pretty safe.

Q: What other precautions did you use to stay safe?

Cristina: I don’t draw attention to myself. I don’t wear expensive items. I don’t carry a purse; I just wear a fanny pack, with a bit of cash, and my ID. I take my cell phone and make sure it’s fully charged. I used Uber, so someone was waiting to take me home. I didn’t have to walk through a parking lot by myself. I stayed in contact with friends. They knew where I was going and what time I would arrive home.

Q: What about Covid?

Cristina: I said a little prayer. LOL. It was an indoor concert, and I could count the number of people I saw wearing a mask on two hands. Once I got to my seat, I put my mask on. If you’re going to get Covid, all the precautions won’t stop it. I’ve had my shots; I did everything I could to prevent it so, I will continue to live my life.

Q: Did you feel lonely?

Cristina: I did feel lonely at first and during intermission. When the artist came on stage, and I started vibing to the music, I didn’t care. I enjoyed myself, and I’m glad I decided to go.

Q: Were you ashamed to be by yourself at a concert?

Cristina: When I was younger, it probably would have bothered me. I realized that it takes security and strength to follow your heart. For me, it’s a sign of spiritual maturity to be comfortable with myself. I’m enjoying my growth.

Q: What would you say to a friend reluctant to go to a concert solo?

Cristina: Don’t be afraid of what others think. It’s important to exercise your independence. When you do something you’re afraid of, you’ll look back with a smile and say, “Yeah, I did that.” There is no greater boost to your confidence. If you let fear get in the way, you will have a lifetime of regrets.

Meet Daamini – A solo, frequent flyer for business and pleasure

Daamini is a private investigator in her mid-forties. Her job requires a great deal of travel. Here are some tips from a seasoned private investigator.

Q: What do you like about traveling solo?

Daamini: I’ve been traveling alone for 20 years. I don’t have to hold long conversations. I can put on headphones and listen to an excellent audible book. It truly gives me peace of mind. It helps me to clear my mind.

Q: Do you feel lonely traveling alone?

Daamini: No. I’m able to meditate. As I travel the world, I understand the world from another culture’s point of view. I like driving across the country. Then I’m on my own; I don’t owe anyone a conversation. My soul is at peace in the silence. I see the beauty in nature, and it makes me feel connected to God. That’s important to me.

Q: Do you feel ashamed to travel alone?

Daamini: When I first started traveling, I always wanted someone to accompany me. I would ask others to go with me, and I would get turned down. I didn’t like traveling alone, and I thought it was embarrassing. I felt alone; no one wants to travel with me. I realized the people I wanted to travel with were financially in a different place.

I stopped telling myself the story that no one wanted to be with me. I put a positive spin on it. Instead of saying I have to travel alone, I would say I have the finances and freedom to see the world.

Q: What about Covid?

Daamini: I have both shots but did not take the booster. I’ve contracted Covid twice. Neither incident coincided with travel. When I travel, I take every preventative measure to protect myself and others. I know, personally, that taking precautions doesn’t prevent disease.

Daamini has a special insight into security because she’s a private investigator. I asked what advice she would give to females that want to travel alone.

Q: As a female, how do you stay safe traveling alone?

Daamini: Remember, knowledge is power. Make research a priority in your travel plans. Look into the city or the state. These are some things I look for:

  • What are the crime statistics for the city?
  • Are there gangs in the area?
  • Are there high occurrences of violence against women?
  • Will I have to take subways or trains as means of transportation?

Q: Do you have any other tips for females traveling alone?

Daamini:

  • Don’t make it obvious that you’re alone, especially when traveling abroad.
  • Research crime statistics for the place you want to visit.
  • If you don’t have a phone with FaceTime, rent one if you travel abroad.
  • When eating alone, never leave your table unattended.
  • If you are a drinker, do not drink to the point where your judgment is impaired.
  • Always be aware of your surroundings.
  • Stay in well-lit areas with security cameras and make sure your face is recognized by the security camera.
  • If you come up missing, this will give authorities clues to where you were last seen.
  • Weapons are not allowed when traveling by air. Still, you can purchase a mini air horn and keep it on you at all times . Keep your money and ID in anti-theft, underarm holster bag and wear it underneath your clothing.

If you are traveling alone, my best advice is to travel on a guided tour. You can be independent and have someone watching your back simultaneously. When traveling alone, do not wander off from your group.

Human trafficking is very real. You would be surprised at the number of women involved in con schemes. It’s easy for a woman to gain your trust, drug your meal, and wait for her male counterpart to pick you up once the drug has taken effect. Be vigilant so you do not become a victim.

Q: Wow, Daamini, we are trying to convince women to step out and take risks. If I read this interview, I would go home, lock my doors, and never come out! Brenda had a great experience doing the exact opposite of what you’re suggesting. How can both accounts be correct?

Daamini: I would be negligent if I didn’t inform your readers of the dangers. Ok, let’s look at Brenda’s experience step-by-step:

  • Brenda took a six-hour train ride from Michigan to Illinois
    • There were train attendants on the train
  • She took a cab from the train station to the Navy Pier
    • There are security and police officers that constantly patrol the Navy Pier
  • There were multiple staff members (bartenders, wait staff, bus people) when she sat at the bar at the Cheesecake Factory

Brenda stated, “I am never alone – unless I want to be.” That sounds like decades of solo experience that kicks in automatically, and she may not be aware of it. She probably had some knowledge of Chicago since it was so close to where she lived. Lastly, she spoke of taking a cab instead of Uber. So, this could be about a story in the past. We live in a very different world today.

Knowledge is power. There’s a difference between taking educated risks and the uninformed reckless act that we call blind faith.

Q: What would you say to someone hesitant to travel solo?

Daamini: The world is a beautiful place, but it’s also a place where terrible things can happen to anyone. As the old cliché goes, you can get hit by a bus just stepping outside your door in the morning. That should not stop you. There are always risks. Do your best to make informed choices and enjoy your life.

There you have it, no holds barred – the joys and dangers of solo adventures. C’mon, Savvy Solos, go eat at that restaurant or go on the trip you always wanted to take. Don’t let fear keep you from a lifetime of beautiful experiences.

Do you have any experience or concerns about solo living? Do you have a different point of view? We would love to hear it. Please leave your comments below.

Should I Quit My Job

Should I Quit My Job

Dear Savvy,

Daily, I deal with office politics, workplace bullying, long commutes, an overbearing boss, and unrealistic workloads. It’s causing me mental, physical, and emotional distress. I live alone, which may cause financial strain if I leave, but I’m miserable. I can’t keep going like this. Should I quit my job?

Manic in Manhattan 

Dear Manic,

First, you’re not alone. Millions of employees describe their jobs as mind-numbing, back-breaking, or soul-sucking. They tell their employers that their jobs destroy their minds, bodies, and souls. And like many, Manic, you’re so stressed that you’re willing to quit your job to get emotional relief.

Stress can lead to snap judgments. While living on your own, it’s crucial to make savvy decisions and not jump out of the frying pan and into the fire.

To be a Savvy Solo, you must consider how your next move will affect you. If you live alone, you depend on a sole income. Do you have a fallback plan? We are amid the Great Resignation; it seems people are allowing themselves to get caught up in this movement.

  • Take this job and shove it!
  • I’m mad as hell, and I’m not going to take it anymore!

To use a cliché, “If everyone planned to jump off a cliff, would you do it too?” People are willing to jump on the Great Resignation bandwagon. Do you know the financial state of these employees when they quit their jobs?

  • Did they have a new job lined up?
  • Did they have savings?
  • How long will (or did) their savings last?
  • If they have no savings, how do they make money?
  • If they chose unemployment, what happened when it ran out?

Leaving a job can be liberating – when you leave under the right circumstances. I’ve been in the workforce (and a Savvy Solo) for four decades. I’ve been everything from a cashier to a business owner. I’ve taken that leap of faith (letting go of my job) more than once, and I’ve lived it from all aspects:

  • I’ve resigned without a new job lined up.
  • I’ve resigned without savings.
  • I’ve given two weeks’ notice and went to another job.
  • I decided to resign after building an impressive savings account.

I’m speaking from experience. There is something worse than having a lousy job. Having no income, no savings, and no job prospects is far more stressful than an awful job. When you live alone, trying to survive without an income feels powerless.

I know it’s a challenge to show up to a job every day:

  • Going someplace you don’t want to go
  • To be with people you don’t want to be with
  • To do things you despise doing

At The Savvy Solo, we are resourceful. We try not to dwell on our problems; we face them and solve them. Before you quit, think about the consequences. Will you honestly be better off with or without a job right now?

If you’re making a decision that generates more problems than it solves – try a different solution. Am I saying you shouldn’t quit your job? No. I am saying be smart about it. What actions can you take? Be savvy – forget what you can’t do or can’t control – WHAT CAN YOU DO RIGHT NOW. What are your options?

To allow you to discover more options, I’ll turn your question into a four-part series:

Here is the immediate answer to your question. I would ask myself this simple question.

What is more important to me, leaving my job or paying my bills?

The underlying question is, “What empowers me?” If my job is degrading, and the environment is hostile and toxic, I would leave the job. However, there is nothing more important to me than my home. If leaving my job puts me in a state of powerlessness where I can’t provide for myself, I would stay at my job (and aggressively make plans to find a new one).

The best advice is don’t make an emotional decision. Look at your finances and make the decision that is best for you. You are the only one that can answer what empowers you.

Journaling – from Powerless to Empowered

Journaling – from Powerless to Empowered

It’s common practice to keep a diary as an adolescent and continue journaling in adulthood. Maintaining the writing style you had in your teens can be debilitating. Does your journaling style mature with you? Does your writing style free you or keep you stuck in the past?

The Dangers of Keeping a Daily Journal

In our teens, we may keep journals entirely based on our hormones. We write about the people we don’t like or our feelings of rejection. We complain about how unfair life is and our feelings of powerlessness.

As teens, the things that cause us stress often are out of our control. Since we cannot eliminate the stress, we find ways to deal with it. Keeping a diary is a coping skill we learn early in life. It releases pent-up stress.

Unfortunately, the very coping mechanisms we learn in childhood can prevent us from growing as adults. Finding ways to cope as a child was a matter of survival because, in many ways, we were powerless.

That was then; this is now – are you still powerless?

Using our journals like we did when we were kids (blaming, shaming, and complaining) can keep us stuck in perpetual powerlessness. Repeatedly re-visiting uncontrollable bad events during childhood can become a perceived lack of control as an adult.

Keeping a Journal Focused on Negative Events Can Re-Wire The Brain

A journal is a method of communication; it’s a form of self-talk. Some experts say to read your journal to see how far you have come or how much you’ve grown. If your journal is a perpetual record of every perceived failure, slight, and injustice, it keeps you stuck in the past. Continuously writing (and reading) about painful events can lead to chronic complaining.

Instead of finding solutions to change situations we don’t like, we stay in a state of learned helplessness – convinced we are incapable of meeting challenges.

Morgan grew up in a family that struggled financially. Her parents promised her an allowance for taking care of her younger siblings and doing chores around the house. Frequently, Morgan would not get her allowance as her parents needed the money to pay bills.

Morgan’s needs were not addressed as a child; she used her diary to vent how unfairly she was treated. She wrote about how unappreciated and undervalued she felt. Those feelings and ideals followed her into adulthood.

Morgan spent time journaling about her money struggles. She perceived money was hard to come by, feared what she worked for could be taken without her consent, and people in authority were unfair and did not keep their promises. She stayed in a cycle of self-fulfilled prophecy; she spent five years job-hopping to positions where she was underpaid and overworked, and her voice was unheard.

The coping mechanism that saved Morgan as a child crippled her as an adult. The problem with keeping this type of journal is that it’s based on venting instead of finding solutions.

1. It keeps us stuck in the past where there are no solutions.
2. It maintains the habit of looking for every perceived failure, slight, and injustice.
3. We remain in our childhood state of powerlessness instead of transitioning into our adult state of empowerment.

Let’s Try a Practical Exercise

Morgan is a Savvy Solo; she is 100% responsible for paying her bills. Morgan can use her journal to complain about the injustice of our current inflation. Unfortunately, that will not change anything. As an adult, it’s pointless for her to spend energy venting about things beyond her control.

Morgan can brainstorm her options, like making plans to find another job. It seems it would be a snap to replace a job amid the Great Resignation; it can take 3 – 6 months for Morgan to replace her current job. Even gig work has minimum requirements, onboarding processes, and a waitlist that can take weeks before she is accepted.

Here’s an option that will get Morgan immediate results. It’s a choice that many people who invest in journaling overlook – TAKE ACTION. Do what you can with what you have and see what happens.

The Journal of Positive Aspects Actions

As said before, journaling is a form of communication – it’s all talk. If we don’t transition our journaling practices, we never come into our own power.

Morgan needs to get back/forth to work. She believes her best option is to commute using her vehicle. Therefore, she needs gas – the decision is clear, she has to purchase gas.

Did it break her bank? No. Did Morgan make it to work and earn a paycheck to pay her rent? Yes. Did paying for the gas bankrupt her or cause her to lose her home? No. She acted, succeeded, and wrote about her victory in her journal. Morgan now has proof of her success that will build her confidence the next time she encounters a challenge.

Morgan may have limited choices for now, but her new way of journaling will re-wire her brain to her advantage. She will learn to trust her decision-making. The more choices she makes will help her open up to a broader range of possibilities.

Fear is a thought you keep repeating to yourself; it’s a theory. You don’t know what will (or will not) happen until you put your theory to the test. It’s time to re-wire your brain by moving past the stage of thinking that you can’t and embracing success by taking action.

If Edison just “thought” about inventing the lightbulb and never put his theory into action, we could still be sitting in the dark.

Did you know that 85% of the things we fear never happen? Click the link, read this inspiring story, and get more tips on overcoming fear. Maybe we can do a 30-day challenge on releasing fear. Please share your thoughts below.